Perspectives on technology, architecture and regulation.

Analysis and points of view on the decisions financial institutions face: regulatory change, architecture choices, and turning strategy into execution.

Abstract line drawing of a bounded territory with data flows crossing outward across its perimeter
August 12, 2026
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6 min read

The Code du numérique is an architecture decision

The DRC's Code du numérique makes local hosting the default rule for personal data and every export a derogation. That is not a legal question — it is an architecture constraint, and it has been in force since 2023.

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Abstract line drawing of three overlapping supervisory fields converging on a single shared centre
August 12, 2026
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6 min read

The supervisor is also the supervised

A central bank reading the DRC's Code du numérique as a text to enforce will miss the first thing it does: it makes the central bank itself a supervised entity, audited by another agency.

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